Offering a wide variety of liability limits and deductible options, Hays provides you with complete flexibility in creating a plan that best suits your budget. While competitive insurance carriers may, from time-to-time, offer less expensive premiums, the professional liability insurance program for chemical consultants provides you with:
Insurance Specifically for Chemical Consultants
The Professional Liability Insurance Plan for chemical consultants was established specifically for ACS members and protects you against claims alleging errors, omissions and/or negligence arising from your professional consulting services.
Competitive Group Pricing
Minimum premiums starting at $760* for $250,000 limit
Minimum premiums starting at $997* for $500,000 limit
Minimum premiums starting at $1,496* for $1,000,000 limit
Choice of Liability Program Limit
$250,000 per claim / $250,000 annual aggregate
$500,000 per claim / $500,000 annual aggregate
$1,000,000 per claim / $1,000,000 annual aggregate
(excess limits available on a per case basis.)
(Higher options are available for qualified clients upon request and pending underwriters approval.)
Annual premium starting around $350*
Dedicated Claims Attorney
This program has dedicated claims attorneys from the firm Kissel, Hirsch, Wilmer LLP. They have specific experience handling claims related to chemical consultants.
Claims-Made Policy Form
Covers claims first made and reported during the policy period.
Backed by a Financially Strong Insurer
The program is underwritten by Lloyd's of London, who currently enjoys an "A" (strong) rating from Standard & Poor's.
Competitive finance rates are available for qualified clients upon request. Typically, a 9 month finance plan is available with automatic monthly deductions.
Privacy Breach Response Services
Breach resolution and mitigation services from damages resulting from the theft, loss or unauthorized disclosure of personally identifiable information and sensitive data.
Please Note: This is only a partial description of the policy. Refer to the policy for complete details, including features, costs, eligibility, renewability, limitations and exclusions. If any conflict exists between these highlights and the policy, the policy will govern. For complete provisions, including exclusions, please refer to the policy itself.
*Reference made to any premiums above do not include policy fee or state tax.