Why Do I Need General Liability Insurance?
General liability insurance protects you if a customer is injured at your place of business. It would also cover damage or injuries caused by your employees at a client's site.
What are the advantages of purchasing a combination Professional /General Liability policy?
By purchasing a combination Professional & General Liability policy you are simplifying your insurance buying process. You only have to deal with one insurance company, therefore, eliminating potential gaps between two separate policies.
Also, in today’s litigious society most clients require that you carry general liability insurance before contracting their services.
Who is insured by the policy?
This policy covers the business owner, employees (full & part-time), and those additional insured’s. Additional insured’s are added only by request and may incur additional premiums.