Reduce Your Risk

In addition to providing a comprehensive and cost effective Professional Liability and Chemical Educators Legal Liability Insurance Programs, Hays provides access to a variety of risk management tools.


Access articles on risk management and chemical practice issues.

Claims Scenarios

Read summaries of real lawsuits brought against chemical consultants.

Contract Tips

Use this reference when you are constructing your own contract.


View important insurance definitions relevant to your plan.


Find related sites of interest.

White Paper - New

Injuries in the Classroom: Are you Protected?

Written by Dr. Breazeale, this paper gives an in-depth look to the lawsuits that can potentially face chemical educators and what you can do to protect yourself.
Click Here to Read the White Paper

Small Business Insurance Checklist

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About Hays Programs

Our staff services franchise and association clients, both large and small, ranging across many industries, exposures, states and countries. We understand program business and that we need to earn your business every day. Hays Specialty Programs is a full-service broker, consultant, administrator and marketer. Our dynamic structure allows us to provide the client-driven level of service usually associated with non-global companies. Hays Specialty Programs has a group of dedicated industry professionals that focus on franchise and association based business.